HARD MONEY SPECIALIST
Funding at the speed of the deal
When timing decides whether a deal happens, conventional lending is too slow. We underwrite the asset, not the paperwork.
WHAT IS HARD MONEY?
Asset first, not paperwork first
A bank underwrites you: tax returns, income history, months of process. Hard money underwrites the property. That difference is what lets us close in days rather than months, and it is why investors use us when a deal will not wait.
Speed
Approvals in days and funding measured in hours, not underwriting cycles.
Asset Secured
The property or asset carries the loan, so credit history is not the deciding factor.
Short Term
Built as a bridge to a sale, a refinance or a completed project.
OUR PROGRAMS
Three ways we fund fast
Fix & Flip
Purchase and renovation capital for single family, 2 to 4 units, condos and townhomes. Financing covers the buy and the rehab so your own capital stays free.
Land Deals
Residential and commercial land, acreage, lots and development projects. Fast approvals on parcels most lenders will not touch.
Asset Based Lending
Liquidity against assets you already own outright. Luxury and exotic cars, yachts and 18 wheelers. Keep the asset, access the cash.
NO DOC PROGRAM
Hard money on a whole different level
For borrowers whose income is real but does not document the way a lender expects. The asset carries the loan, so the paperwork does not have to.
No documentation
No bank statements
No tax returns
No credit check
Foreign nationals welcome
HOW IT WORKS
From application to funded
The process
1. Submit the application with the property and the numbers
2. We review the asset and the exit strategy
3. Commitment letter issued
4. Close and fund
What to have ready (documented programs)
Completed application
Recent bank statement and tax return
Government issued ID
Entity formation documents and EIN
Proof of ownership and valuation for asset based requests
This is not a commitment to lend. All loans are subject to credit approval and underwriting.
READY FOR FUNDING?
Let’s talk about your deal.
Tell us about the property, the numbers and the exit. We will tell you what we can do.